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Are You Underinsuring Your Home? Why Guaranteed Replacement Cost Isn’t a Free PassGuaranteed Replacement CostHomeownersInsuranceRisk Management

Are You Underinsuring Your Home? Why Guaranteed Replacement Cost Isn’t a Free Pass

Think You're Covered? You Might Be Wrong... Imagine losing your home in a fire and then learning your insurance doesn’t cover the…
December 1, 2025
CIC: The Gold Standard of Insurance ExcellenceCertified Insurance CounselorCICCommercial InsuranceInsurance

CIC: The Gold Standard of Insurance Excellence

In the complex world of insurance, not all insurance agents are created equal. The Certified Insurance Counselor (CIC) designation is…
June 27, 2025
Why Homeowners Insurance Premiums Are RisingHomeownersInsuranceOklahomaRisk ManagementTexas

Why Homeowners Insurance Premiums Are Rising

1. Frequent & Severe Storms Exposure to severe convective storms in Oklahoma and Texas—including tornadoes and larger hail—has surged costs for…
June 20, 2025
Understanding Commercial Property Insurance Forms: Basic, Broad, and Special Coverage ExplainedBasic CoverageBroad CoverageInsuranceInsurance FormSpecial Coverage

Understanding Commercial Property Insurance Forms: Basic, Broad, and Special Coverage Explained

Commercial property insurance is essential for protecting your business assets from unexpected damage or loss. However, not all policies offer…
April 22, 2025
Do I Really Need to Buy Rental Car Insurance? Here’s the Smart Answerauto insuranceInsuranceRisk Management

Do I Really Need to Buy Rental Car Insurance? Here’s the Smart Answer

You’re standing at the rental car counter, the agent asks, “Do you want to add our damage waiver?” You hesitate.…
April 22, 2025
Blog - Horrific Traffic Accident Rollover Smoking and Burning Vehicle Lying on its Roof in the Middle of the Road after Collision
Negligent Entrustment: A Costly Risk for BusinessesDriver SelectionFleet SafetyInsuranceNegligent Entrustment

Negligent Entrustment: A Costly Risk for Businesses

Negligent entrustment is a legal concept that every business owner and risk manager should take seriously. It applies when a…
March 19, 2025
Fire Department Insurance - Group of Firefighters Waiting to Go On a Fire Call
Fire Prevention AwarenessInsurancePersonal InsuranceRisk Management

Fire Prevention Awareness

Fire Prevention Awareness October is National Fire Prevention Month, making it the perfect time to ensure that your home is…
October 25, 2024
Understanding Flood Insurance Zones: What You Need to KnowFlood InsuranceInsuranceRisk Management

Understanding Flood Insurance Zones: What You Need to Know

Flooding is one of the most common and costly natural disasters. For homeowners and businesses, protecting their properties with the…
October 19, 2024
Blog - Middle-Aged-Business-Man-Reading-the-Blog-From-City-Office

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